Health Insurance In South Carolina For Under 65
Affordable Individual & Family Plans
Choices That Fit Your Doctors, Prescriptions, And Budget
Insurance Town SC helps South Carolina residents compare
South Carolina health insurance options that actually match daily life. Whether you need coverage for a family in Greenville, a self-employed plan near Columbia, or a student-friendly policy around Charleston or Rock Hill, we lay out
individual health insurance plans SC with clear pricing and networks. We review
ACA plans South Carolina alongside private options from carriers like BlueCross BlueShield of South Carolina, Ambetter, and Molina so you can choose with confidence.
Why You Need Health Insurance
Care When Life Changes In The Upstate, Midlands, And Lowcountry
Coverage is about access to care at Prisma Health in Greenville, MUSC in Charleston, Lexington Medical in the Midlands, or your hometown clinic. If you are between jobs, self-employed, or your employer does not offer benefits, under 65 health coverage protects your budget from surprise bills and keeps routine visits affordable. We help you evaluate copays, deductibles, and prescription tiers so the plan you pick works for your doctors, from Five Forks to Forest Acres to Mount Pleasant.
Our Health Insurance Services
Simple Paths To The Right Coverage
Within this section, you can learn more about ACA Marketplace plans, compare short-term health plans, and add accident insurance if you want extra protection for active lifestyles in places like Travelers Rest or Isle of Palms.
ACA Marketplace Plans
with subsidy guidance so you can estimate monthly costs and check doctors in network
Short-Term Health Plans
that provide temporary coverage when you move to Myrtle Beach or wait for Open Enrollment
Supplemental Coverage
like accident or critical illness to help with out-of-pocket costs on high-deductible plans
Dental & Vision
options that round out your benefits for families and students across South Carolina
How It Works
From Quote To Card In Hand
Start with a quick call or message. We confirm your home ZIP, preferred doctors, and prescriptions, then screen for subsidy eligibility. During Open Enrollment or a Special Enrollment Period, we submit your application and walk you through ID cards and portal setup. If you move from Columbia to Charleston, change jobs in Greenville, or welcome a new baby in Fort Mill, we adjust coverage so it keeps pace with life.
South Carolina Health Insurance FAQs
Answers People Search For Before They Enroll
Can I get health insurance outside of Open Enrollment in SC.
Yes, qualifying life events like moving, losing other coverage, marriage, or a new child create a Special Enrollment Period. If you do not qualify, short-term health plans can bridge the gap until Open Enrollment returns.
What carriers do you work with for individual plans.
We compare options from BlueCross BlueShield of South Carolina, Ambetter, and Molina, then check provider networks near your home and preferred hospitals.
What if I cannot afford the premium.
We screen for premium tax credits and cost-sharing reductions on ACA Marketplace plans. Many South Carolina families qualify for lower monthly costs.
Do you help self-employed people and small business owners.
Yes, we design individual coverage for self-employed professionals across the Upstate and Midlands, and we can discuss small group health if you hire employees.
Get Your Health Plan
Local Help From Insurance Town SC
Tell us your doctors and prescriptions. We will compare options in minutes, explain costs in plain English, and handle the paperwork so you can focus on life.