Medicare Insurance Plans In South Carolina
Turning 65 Or New To Medicare
Clear Guidance On Parts A, B, C, And D
Insurance Town SC helps South Carolina seniors compare
Medicare plans South Carolina without the runaround. We explain how Original Medicare works, when Part B starts, and how to add a Part D drug plan or consider a Medicare Advantage plan. If you prefer local providers like Prisma Health in Greenville, Lexington Medical Center near Columbia, or MUSC in Charleston, we verify networks and pharmacies before you decide. Late-night questions and plan changes are part of our service, and we handle both in town and coastal clients with equal care.
Our Medicare Services
Enrollment Windows, Annual Reviews, And Local Networks
We help with the Initial Enrollment Period when you turn 65, Annual Enrollment each fall, and Special Enrollment for qualifying events like losing employer coverage. Bring your medication list and preferred doctors from neighborhoods like North Main in Greenville, Shandon in Columbia, or West Ashley in Charleston. We compare copays, out-of-pocket limits, and star ratings so your plan fits how you actually use care.
Medicare Plan Options
Three Paths Most People Consider
Medicare Advantage Options
Medicare Advantage, also called Part C, combines hospital, medical, and often drug coverage with extras like dental and vision
Medicare Supplement Options
Medicare Supplement, or Medigap, pairs with Original Medicare for predictable costs and nationwide access to providers that accept Medicare
Medicare Part D Options
Medicare Part D, standalone prescription drug plans for those staying on Original Medicare or Medigap
Why Work With An Independent Medicare Agent
Unbiased Comparisons Across Leading Carriers
As an independent broker, Insurance Town SC reviews options from BlueCross BlueShield of South Carolina, Humana, Aetna, Cigna, Wellcare, and others. We explain the tradeoffs between a local HMO in Greenville, a PPO that includes Charleston specialists, or a Medigap plan for maximum doctor flexibility statewide. You see the short list that matches your doctors, budget, and travel habits.
South Carolina Medicare FAQs
Questions People Ask Before They Switch Or Enroll
When can I enroll or change Medicare plans.
Your Initial Enrollment surrounds your 65th birthday, then Annual Enrollment runs each fall. You may also qualify for Special Enrollment after certain events.
What is the difference between Medicare Advantage and Original Medicare with Medigap.
Advantage is managed care with networks, copays, and extras. Original Medicare with Medigap has higher premiums but very low medical costs and broad access to providers who accept Medicare.
Does Medicare include prescriptions.
Only through Part D or an Advantage plan that includes drug coverage. We align your medications with Part D plans to avoid surprises at the pharmacy.
How much does Medicare insurance cost.
You pay the Part B premium, then either a low Advantage premium with copays or a higher Medigap premium with minimal medical bills. We map both scenarios so you can compare total cost.
Get Help With Medicare
Talk To Insurance Town SC Today
Share your doctors and medications. We will compare plan options, confirm networks, and finish enrollment so your coverage starts on time.